Are you curious on how personal injury differ from employees’ compensation? Should you be interested to learn more about it, then read more here!
For sure, you have heard lots of individuals talking about workers’ compensation and personal injury compensation but not all are aware about it. There are many individuals out there who considered both as the same or related. For those who wanted to discover more about these topics, then they should read more now.
Knowing More About Personal Injury Compensation and Workers’ Compensation
When we talk of workers’ compensation, we refer to the compulsory insurance indemnification given by employers to their employees should they encountered injuries and accidents while at work. Personal injury compensation is the legal term used in describing the money paid to those men and women who encountered accidents or got injured by other individuals. The compensation given to injured individuals comprises of their hospital bills, medicines as well as the number of days absent from their jobs. Statistics reveal that there are around 2.9 million work-related and nonfatal complaints and injuries in 2016 alone. Whenever you are injured while performing your tasks in the company, you need to file either personal injury or workers’ compensation claims, depending on the factors that caused the injuries. Keep in mind that both differ not only in meaning but also on the manner on how you file the claim but also in getting the compensation. Apart from the ones discussed beforehand, they differ in lots of things and these are further discussed underneath.
What Are the Difference Between the Two?
Business enterprises provide medical benefits as well as money to employees when they fall sick or got hurt while performing their employment duties. In case the employees die during the accident, then their employers will give compensation to their dependents. In here, it doesn’t matter who is at fault.
Nevertheless, personal injury is totally different simply because injured men and women need to file lawsuits in the civil courts not just to formalize their claims but also to determine the responsible ones for the accidents. During the trial, the prosecution must prove that the defendants are guilty of negligence.
In employees’ compensation, the amount of benefits is largely dependent on their average salary. However, the money received for those who filed for personal injury claims are based on the severity of the injuries or harm done. There are also instances where they obtain punitive damages to deter them from doing these incidents again.
Personal injury victims can easily file their lawsuits and claims but employees cannot easily file lawsuits against their employers when they file for employees’ compensation.
Regardless of what type of compensation you are filing, it is important that you hire accredited, licensed, experienced and dependable lawyers to help with your case.